802-652-1400 info@cdbesq.com

CDB’s Commercial Finance Group is comprised of dedicated lawyers experienced in closing a variety of commercial finance transactions. Our practice focuses on representation of lenders, finance companies, credit unions, financial institutions and borrowers of all sizes, both public and private companies, early stage enterprises and individuals.

We represent some of Vermont’s largest banks and financial institutions in lending and structured finance transactions.  We are also active in our representation of borrowers in a variety of industries and at varying stages of their business life cycle for all aspects of their financing needs.  Representative transactions include:

  • Secured and unsecured financing transactions
  • Construction Loans
  • Multi-Lender Participations
  • Senior and subordinated loans
  • Mezzanine Financing
  • Asset-based loans
  • Leasehold Financing
  • Multi-bank structured and syndicated loan transactions
  • Factoring arrangements
  • Letters of credit
  • Acquisition Financings
  • Operating lines of credit
  • Equipment leasing transactions
  • Bond Financings

Following the closing and funding of a transaction, we advise our clients throughout the life of a financing arrangement – including any necessary amendments, restructurings, or work-outs.  Our broad experience on all sides of a wide spectrum of lending and leasing transactions enables CDB lawyers in the Commercial Finance Group to work through commercial finance transactions with a unique perspective and to solve problems with efficiency and an acute understanding of all parties’ interests in a transaction.


    Bruce Baker, Attorney

    Elizabeth Demas, Attorney

    Peter Potts, Attorney

    Debra  Denny, Commercial Finance Coordinator and Paralegal

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    Working to Keep Everyone SafeClarke Demas & Baker has put in place a comprehensive business continuity plan in order to ensure full service and availability to fully serve our clients during the pandemic.

    To protect the health and safety of our clients, our employees and our community as a whole, Clarke Demas & Baker has implemented a flexible working protocol. All of our attorneys and staff are fully connected to our systems and you may reach any of us in the usual manner.

    Email is the most effective method of contact but you may also reach us by dialing 802 652-1400 and linking to our individual telephone extensions to leave a voicemail message.

    We are following the latest Covid-19 health information from the Vermont Health Department and urge you to do the same.  We will continue to operate and provide the utmost in client care while protecting public health.